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RV & Marine Loan Rates
Purchase, Refinance, and Specialty Financing
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Rates shown are typical examples, not guartanteed offers
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Tiers reflect the lender's internal credit scoring, not a single credit score
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Loan amount, term, collateral, and down payment all affect final pricing
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Published rates may change and are updated regularly
Purchase Rates: These apply to most standard RV and Watercraft purchases through dealers and private sellers.
Not sure what applies to you?
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Learn how rates and tiers work --> Interest Rate FAQ
Refinance Rates: When considering refinance programs, typical refinance rates today are shown below from the lenders who offer a program currently.
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Learn more about our refinancing process --> Refinancing Information
Specialty Programs: Certain RV & Marine financing scenarios fall outside standard purchase and refinance programs. Because these programs vary significantly by lender and structure, rates and terms are reviewed on a case-by-case basis. Below are the most common specialty programs we offer:
Full Time RV Lending
Because full time RV financing follows dedicated program guidelines, eligibility and terms are reviewed individually through an advisor consultation.
Direct to Consumer
Manufacturer direct purchases are financed differently than traditional RV's and Boats. Because most lenders do not support these transactions, available programs are limited and often carry different terms than standard loans.
Aged Model Lending
Programs may support diesel motorcoaches up to 20 years dependant on value, buyer profile and experience, as well as more favorable terms for the lender. Because these vary significantly, aged financing is reviewed file-by-file and may require additional verification.
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